Investing
Many financial plans include at least some weighting in stocks and/or mutual funds, and while historically equities have tended to rise in value over the long term, they carry a certain amount of risk, both for long- and short-term investors. It is therefore imperative that you have realistic financial goals and investment objectives in place before you begin to invest.
Research Articles
- 529 Plans
529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.
- Annuities
An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.
- Asset Allocation
Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.
- Bonds
A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
- College Savings Plans
There are several funding methods for a child's college education including mutual funds and Section 529 plans.
- Diversification
An important element to successful investing is to manage investment risk while maintaining the potential for growth.
- Fixed vs. Variable Annuities
Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.
- Money Market Funds
Money market funds can be a highly liquid and effective cash management tool.
- Mutual Funds
A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.
- Mutual Funds vs. Stocks
The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.